Information Collection
homeloandiscountmortgage.com will collect nonpublic personal information about you which is necessary to process your loan application. The term “nonpublic personal information” refers to information about you which we receive from the sources described below and which is not otherwise lawfully available to the general public.

We collect nonpublic personal information about you from (1) information we receive from you on an application or other forms, (2) information we receive when verifying what you have provided on an application or other form. (This may be obtained from, but is not restricted to, your current or past employers and institutions where you have conducted financial transactions.), (3) information we receive from outside companies, such as from a credit reporting agency or real estate appraiser.

homeloandiscountmortgage.com collects only that nonpublic personal information which is customary in the industry and required to provide the products and services requested by our customers in connection with obtaining mortgage commitments from third party investors.


Information Sharing
It is the policy of homeloandiscountmortgage.com to comply with all laws and regulations regarding use and disclosure of nonpublic personal information relating to individuals.  Such information will be used solely to facilitate the products and services requested or as provided or permitted by law.

homeloandiscountmortgage.com does not share any nonpublic personal information about you with anyone except as may be authorized by you and required to determine your eligibility for a mortgage loan or as may otherwise be required by law.

homeloandiscountmortgage.com partners with other third parties to provide specific services required in the processing of your loan. The information that is shared with our third parties is done so in order to acquire credit reports, appraisals, titles and loan underwriting approvals. We share information that is necessary for a third party to provide these services.

For mortgage underwriting purposes, any of the nonpublic personal information may be disclosed in connection with mortgage underwriting, administration of the mortgage transaction, reporting, investigating or preventing fraud or material misrepresentations, and participating in related research projects, or as otherwise required or specifically permitted by law or regulation.

Your nonpublic personal information may also be shared with prospective secondary market purchasers of your mortgage loan and with companies who service your loan. homeloandiscountmortgage.com does not sell nonpublic personal information to anyone under any circumstances.

We restrict access to nonpublic personal information about you to those employees who need to know that information to process your mortgage loan application. homeloandiscountmortgage.com maintains physical, electronic and procedural safeguards to protect your nonpublic personal information.


Identity Theft
We reserve the right to request from customers additional proof of identity prior to the distribution of credit reports or any other personal and confidential information.  In addition, we reserve the right to withhold from customers any personal and confidential information (including credit reports) if they fail to provide any requested documentation needed to verify identity.  Identity theft is a serious crime and we will take appropriate measures to prevent it.  Any suspected instances of attempted identity theft will be immediately reported to authorities.

Contact
homeloandiscountmortgage.com may contact you via email, phone, fax, and or traditional mail services during your loan process as needed to provide to you or obtain from you information needed to complete your loan.


Cookies
homeloandiscountmortgage.com makes use of “cookie” technology and web server logs to collect information on how our website is used in order to constantly improve our website and better serve our customers. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer’s hard drive. The information in the cookies lets us trace the paths followed by users to our website as they move from one page to another. The web server logs allow us to count how many people visit our website and evaluate our website’s visitor capacity. This information assists us to design and arrange our web pages in the most user friendly manner and continually improve our website to better meet our customers’ needs.


Contact us
If you have any questions about our Privacy Policy, please contact us.